9th Grade Argumentative Essay Example

9th Grade Argumentative Essay Examples

Topic: The Role of Schools in Teaching Financial Literacy

Thesis Statement: It is crucial to make financial literacy education part or the school curriculum as it equips students with the practical skills, provides financial independence and acknowledges disparities while addressing the need for a balanced approach that appreciates the role of parents and understands the different financial needs of the students.

Introduction9th Grade Argumentative Essay Example

The ability to understand and manage personal finances in an effective manner is referred to as financial literacy. The argumentative essay examples for 9th grade argues that financial literacy is a life skill and should be taught in schools. The complex financial landscape is increasing in complexity provided several forms of debt, investment opportunities and economic challenges. Teaching financial literacy to students at a young age would equip them with skills and knowledge that is required to navigate through the challenges of the world smoothly and make informed decisions about money.

Arguments in Favour of Teaching Financial Literacy in School

Practical Life Skills

Acquiring knowledge in financial literacy is a crucial life skill that every student will require upon entering the real world. Financial literacy goes beyond traditional academic subjects taught in schools, providing students with practical, real-world knowledge essential for their adult lives. It empowers students with skills such as budgeting, saving, investing, comprehending credit, and managing debt – all of which are pivotal for achieving financial independence and success.

Financial Independence

Encouraging self-sufficiency in managing money, financial literacy education aims to equip students with the knowledge to make sound financial decisions, preventing them from accumulating excessive debt. Students who receive financial literacy education at a young age are less likely to rely on family assistance or financial aid during crisis situations.

Addressing Disparities

Education in financial literacy within schools acts as a potent means to reduce the wealth gap, granting every student an opportunity to gain a vital life skill irrespective of their socioeconomic background. Furnishing students with comprehensive knowledge and skills essential for financial security and success, this educational approach empowers them to address inequalities. Moreover, such practices can play a role in fostering a more equitable society by providing students with the necessary tools to navigate and overcome financial challenges.

Early Exposure

Educational institutes provide a structured environment to the students for early exposure to financial concepts. The schools serve as the perfect platform for students to start building the basis of knowledge at an age where their minds are open to learning practical life skills. It is a known fact that young brains have more retention power. Such an exposure at an early age leads to better decision making regarding financials as they enter the practical world.

The Counterargument

Parental Responsibility

The critics who are against the argument say that teaching financial literacy is the responsibility of the parents and not the educational institutes such as the schools. Those who counter-argue believe that parents should start teaching financial responsibility by educating them about personal finance within the home environment. The reason why parents are an optimal choice for this part of education us that parents are the most influential figure in the upbringing of the child, so teaching them about financial habits should come from them.

Overburdened Curriculum

Some of the critics argue that schools already have a packed curriculum where they teach basic subjects such as mathematics, literature and science. They believe adding another course such as the financial literature education, might put a strain on the available resources and detract the institute from the essential topics. The challenge lies in finding the balance that would help the students learn new things while keeping the basis of the core education strong.

Varying Needs

Learning about financial literacy is a complicated concept, which is why the needs of each student may be variable. Also they might have different comprehension levels which is why the knowledge may hit everyone differently. All in all, there is no one size that fits all. Since the parents know their child the best, they can provide them with customized financial guidance that is tailored according to the needs of their child and deliver them under ideal circumstances whereas schools on the other hand may struggle to deliver the same information in an effective manner.

The Last Word

Finally, the above arguments both in favor and against the notion of whether the schools should teach financial literacy is a complex one. The proponents argue that teaching financial literacy in school would equip them with practical life skills, promote financial independence, address disparities and provide exposure to the students early in life. The opponents on the other hand claim that the responsibility of teaching the students with the life skill of financial literacy is the responsibility of the parents because the school’s plate is already full with the core subjects being part of the curriculum. Also, the opponents believe that learning financial literacy may require catering to varying needs, and the parents are in a better position to address different needs of their respective child. Achieving balance while incorporating financial literacy into the education system and respecting the input of parents regarding this matter is essential. Eventually, teaching financial literacy in schools can empower students in a way where they are capable enough to make sound financial decisions and secure their future finances, avoid debts and contribute positively to their overall well-being.
izzah ahmed

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